A home warranty plan usually does not cover garage door openers, spas and central vacuuming systems. The advanced plans add coverage for built-in systems, like heating, plumbing, HVAC, and electrical. A basic home warranty usually just covers the major appliances, such as your oven, washing machine, dishwasher, and tumble dryer. Many home warranty plans are available, and you can usually tailor them to your specific needs. If it’s unrepairable, you usually receive a replacement or a payout to purchase a replacement. Then the provider sends a technician to inspect the appliance or problematic system and make repairs. During the contract period, if something covered by the warranty breaks down, requires repair, or wears out, you simply call your warranty provider with the details, and pay your deductible to cover the cost of the callout.
The warranty contract usually runs for a year and then must be renewed. Major home systems can also be part of the warranty policy, including plumbing, electrical, and HVAC. What's covered depends on your warranty agreement but can include large appliances and electrical devices like televisions or kitchen and laundry appliances. Resource CenterĪ home warranty covers the items in the plan for repair costs or replacements. Find hiring guides, material costs, expert advice, how-to's and more.
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